Looking for the best St. Thomas mortgage broker? Contact a local mortgage professional; they are your best source for local mortgage options. Find one near you to answer your questions and provide you with an overview of the rates and options offered by lenders and banks across Canada.
St. Thomas, Ontario is the perfect place to call home. 38,909 people currently live in single family homes, condos and townhouses in this lively Canadian city, and an increasing number are relying on local mortgage brokers to discover the best rates and lenders for their home-buying needs. Real estate is spread across 35.63 square kilometers, alongside many popular arts, culture and recreation facilities.
The Canadian Mortgage Brokers Association of Ontario plays an important role in establishing the ethical and professional standards for mortgage professionals in the province. It's an organization of independent mortgage professionals that's licensed by the Financial Services Commission of Ontario (FSCO). This inter-jurisdictional association connects and supports mortgage brokers across Canada and has established the code of professional conduct which includes everything from advertising standards to confidentiality. Provincial organizations like this are vital because they ensure that Ontario mortgage professionals have the relevant education and experience needed to provide borrowers with professional, unbiased guidance.
The most popular places to get a mortgage in Ontario these days are in Toronto, Ottawa, Mississauga, Brampton or Hamilton. In 2016, the Canadian census counted over 5.5 million Canadian residents in these five municipalities alone! And that's not accounting for nearby regions like Burlington or Grimsby. Put differently, almost 40% of Ontario's 14.2 million citizens live in one of the top 5 municipalities. It's no surprise that it's one of the most densely populated provinces in Canada, and that house prices have continued to rise as Canadians have flocked to urban centers.
Buying a home in St. Thomas, Ontario takes a whole team of trusted professionals. That's where St. Thomas mortgage brokers and agents can be extra helpful — they can introduce home buyers to their trusted network of real estate professionals. For example, in the home buying process you may need access to:
Aside from purchases and refinancing, mortgage brokers like Breezeful can help you with products including: second mortgages and home equity line of credits.