Buying Your First Home in Canada
Learn how to buy your first home in Canada and read what you should consider to avoid common first time home buyers mistakes.
Breezeful Blog
Read about mortgages, real estate and personal finance
Bridge Loans: Making It Possible to Buy Before You Sell
Learn how bridge loan financing can help you buy your new home before selling your current one.
Open vs Closed Mortgages: Which One Is Right For You?
Learn the differences between open and closed mortgages Read the pros and cons of both to choose the right one for your situation.
Porting A Mortgage: How To Transfer Your Mortgage Successfully
It's uncommon for homeowners to own their homes for long periods. Learn what porting your mortgage means and how to do it while avoiding mortgage penalties.
Conventional vs. High Ratio Mortgages: Which Should You Choose?
Learn the differences between conventional and high ratio mortgages and how your down payment amount can impact your monthly payments.
Joint Mortgages: Navigating the Pros and Cons
Considering joint mortgages? Learn about the pros and cons and why you might consider co-ownership with your parents, friends or partners.
Life Insurance & Mortgages: How The Two Go Hand in Hand
Learn how life insurance and mortgages go together.
5 Tips For Saving Money As a New Homeowner
Are you a new homeowner? Read more for 5 tips to save money as a new homeowner.
First Time Home Buyers Tax Credit
Learn about the first time home buyers tax credit and how you can leverage government programs to purchase your first home.
How Often Should I Pay My Mortgage? Biweekly? Monthly?
Learn the different types of mortgage pay frequencies: monthly, semi-monthly, weekly, bi-weekly etc. and choose the right one for you.
Vendor Take Back Mortgage
Learn what a vendor take back mortgage and how it may benefit both the buyer and the seller in a home home transaction.
Conventional Mortgage vs. Collateral Mortgage
Considering a collateral mortgage over conventional? Learn when it might be right to get a collateral mortgage and its potential risks.
Interest Rate Differential (IRD) and Penalties
Learn what the interest rate differential means and how that could impact your future refinancing.
Mortgage Loan Insurance in Canada: What Is It? Do I Need It?
Learn about mortgage loan insurance and find out if you need it.
Bona Fide Sale Clause: What Is It and When Is It Helpful?
Learn about the bona fide sale clause: The lower-rate trade-offs and how that can impact future refinancing and renewals.
Fixed vs Variable Mortgages
Learn what's the difference is between fixed and variable rate mortgages. Choose which mortgage works best for your financial goals.
When Is the Best Time To Refinance Your Mortgage?
Are you considering refinancing your home? Learn when is the best time to refinance your mortgage and what to consider when doing so.
Canadians: Is It Better To Pay Off Your Mortgage Or Invest?
Learn when it's better to pay off your mortgage or invest. Find out which choice will make you better off in the long-run.
Purchase Plus Improvement Mortgage - How Does It Work?
Looking to buy a fixer upper? A purchase plus improvement mortgage might be for you. Learn how it works and apply today.
Credit Score Impact: How Does A Mortgage Pre Approval Or Refinancing Affect Your Credit?
Are you refinancing or getting a pre approval? Read about how some factors including shopping for your mortgage might impact your credit score.