Land transfer taxes (LTT) are fees paid to the provincial or municipal governments (or both) on closing when property is acquired.
Land Transfer Tax: $0.00
If you're a first-time-homebuyer you may be eligible for a rebate in: Ontario (and Toronto), British Columbia, and Prince Edward Island (PEI).
Some provinces and territories don't have LTT but have title transfer fees and/or mortgage registration fees.
Most provinces handle LTT on a provincial level while Quebec and Nova Scotia have municipal based LTT.
Ontario
From | To | Tax rate |
---|---|---|
$0.00 | $55,000.00 | 0.50% |
$55,000.00 | $250,000.00 | 1.00% |
$250,000.00 | $400,000.00 | 1.50% |
$400,000.00 | $2,000,000.00 | 2.00% |
$2,000,000.00 | $0.00 | 2.50% |
Toronto
From | To | Tax rate |
---|---|---|
$0.00 | $55,000.00 | 0.50% |
$55,000.00 | $250,000.00 | 1.00% |
$250,000.00 | $400,000.00 | 1.50% |
$400,000.00 | $2,000,000.00 | 2.00% |
$2,000,000.00 | $0.00 | 2.50% |
British Columbia
From | To | Tax rate |
---|---|---|
$0.00 | $200,000.00 | 1.00% |
$200,000.00 | $2,000,000.00 | 2.00% |
$2,000,000.00 | $3,000,000.00 | 3.00% |
$3,000,000.00 | $0.00 | 2.00% |
Manitoba
From | To | Tax rate |
---|---|---|
$0.00 | $30,000.00 | 0.00% |
$30,000.00 | $90,000.00 | 0.50% |
$90,000.00 | $150,000.00 | 1.00% |
$150,000.00 | $200,000.00 | 1.50% |
$200,000.00 | $0.00 | 2.00% |
New Brunswick
From | To | Tax rate |
---|---|---|
$0.00 | $0.00 | 1.00% |
Quebec
From | To | Tax rate |
---|---|---|
$0.00 | $50,000.00 | 0.50% |
$50,000.00 | $250,000.00 | 1.00% |
$250,000.00 | $0.00 | 1.50% |
Montreal
From | To | Tax rate |
---|---|---|
$0.00 | $50,000.00 | 0.50% |
$50,000.00 | $250,000.00 | 1.00% |
$250,000.00 | $500,000.00 | 1.50% |
$500,000.00 | $1,000,000.00 | 2.00% |
$1,000,000.00 | $0.00 | 2.50% |
Prince Edward Island
From | To | Tax rate |
---|---|---|
$0.00 | $30,000.00 | 0.00% |
$30,000.00 | $0.00 | 1.00% |
Saskatchewan
From | To | Tax rate |
---|---|---|
$0.00 | $8,401.00 | 0.00% |
$8,401.00 | $0.00 | 0.30% |
Nova Scotia
From | To | Tax rate |
---|---|---|
$0.00 | $0.00 | 1.00% |
Halifax
From | To | Tax rate |
---|---|---|
$0.00 | $0.00 | 1.50% |
Northwest Territories
From | To | Tax rate |
---|---|---|
$0.00 | $1,000,000.00 | 0.15% |
$1,000,000.00 | $0.00 | 0.10% |
Newfoundland and Labrador
From | To | Tax rate |
---|---|---|
$0.00 | $500.00 | 0.00% |
$500.00 | $0.00 | 0.40% |
Alberta
From | To | Tax rate |
---|---|---|
$0.00 | $0.00 | 0.04% |
Yukon Territories
From | To | Tax rate |
---|---|---|
$0.00 | $100,000.00 | 0.00% |
$100,000.00 | $500,000.00 | 15000.00% |
$500,000.00 | $3,000,000.00 | 35000.00% |
$3,000,000.00 | $10,000,000.00 | 55000.00% |
$1,000,000.00 | $0.00 | 75000.00% |
Nunavut
From | To | Tax rate |
---|---|---|
$0.00 | $0.00 | 0.00% |
We'll confirm how much closing costs you'll have and apply any relevant rebates to save you money.
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