Canadian Mortgage Brokerage
Your best mortgage is one application away.
Apply once. Our software takes your file to 30+ lenders with one credit check, and a licensed expert negotiates your rate.
Takes ~5 minutes · One credit check · No obligation
Licensed or registered in ON, BC, NB, NS, AB, SK and MB.
What do you need?
Mortgages for the moment you're in
Start with the reason you need financing. We'll match the lender strategy to the goal.
BuyingBuy with a clear pre-approval path
- Pre-approval in as little as 24 hours
- Access to rates major banks won't offer you
- A dedicated expert from application to closing
Good fit Best for purchases, first homes, upgrades, and investment properties.
Apply NowFree guidance. No obligation to proceed.RefinanceRefinance without guessing at the math
- See if refinancing makes sense before you commit
- Compare options from 30+ lenders on your behalf
- Use equity for debt consolidation, renovations, or cash flow
Good fit Best for lower payments, debt consolidation, and accessing home equity.
Apply NowFree guidance. No obligation to proceed.RenewTreat your renewal like a negotiation
- Review your current offer against the market
- Negotiate competitive rates from multiple lenders
- Switch lenders or stay put with confidence that you've checked
Good fit Best for homeowners within 120 days of renewal.
Apply NowFree guidance. No obligation to proceed.HELOCOpen a flexible credit line from your equity
- Borrow only what you need, when you need it
- Compare variable-rate options from multiple lenders
- Understand qualification, limits, and repayment clearly
Good fit Best for renovations, investments, emergency funds, or staged borrowing.
Apply NowFree guidance. No obligation to proceed.How It Works
One file, three steps, no runaround
A licensed expert handles the lender shopping and paperwork, so the path from application to approval stays clear.
Tell us about yourself
We negotiate for you
Close with confidence
The Difference
Breezeful vs. traditional banks
One application gives you broader lender choice and advice that is not tied to a single bank's product shelf.
 Online mortgage brokerMore lender options, a single credit check, and a licensed expert negotiating on your behalf. | Traditional BanksA familiar route, but usually limited to one institution's products, process, and availability. |
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Apply anytime, anywhere — fully online | In-person visits during business hours |
30+ lenders compete for your rate | Only their own products available |
One credit check covers all applications | Each application hits your credit |
Unbiased advice from a licensed broker | Advice tied to their products |
Ongoing support after you close | Support ends at signing |
Customer Reviews
Trusted by homeowners across Canada
4.9 stars on Google from homeowners across Canada.
Real clients, real approvals, and mortgage advice that stays human.
Great value, great customer service, and very professional!
They guided us through every step of the process, answered every question we had in a very timely manner, and provided us with a lender with a very low interest rate with the possibility of options.
Beat the major bank and some cash back option on closing
After a big debacle with a major bank we found Breezeful online. Ade and Samson were super helpful. Between emails and text messages they got us the information we needed, within the timeframes required.
Felt taken care of by the folks at Breezeful
Breezeful is amazing! I dealt with Ade and Samson, both of whom were knowledgeable, patient, and caring as we went along.
FAQ
Common questions about mortgage brokers
Clear answers before you apply. For anything personal to your file, talk to a licensed Breezeful expert.
Talk to us
Questions about your mortgage options?
Reach the Breezeful team directly, or start an application and a licensed expert will follow up.
Apply NowFor Mortgage Agents
Run your book on the brokerage that built the software
Join a brokerage built for the modern mortgage agent. We handle the tech, compliance, and back office so you can focus on your clients.
Industry-leading technology
CRM, automated workflows, and a client portal that makes your job easier.
In-house underwriting support
Submit deals faster with our experienced underwriting team reviewing your files.
Training & mentorship
Access Breezeful Academy and ongoing training to grow your career.
Competitive commission splits
Transparent splits with no hidden fees. Your success is our success.
