Breezeful: Mortgage Broker in Canada

Read what people say about us

See more Google reviews here.

Great value, great customer service, and very professional!

They guided us through every step of the process, answered every question we had in a very timely manner, and provided us with a lender with a very low interest rate with the possibility of options.

I was so impressed with their speed and attentiveness. 100% we would recommend and have to anyone we know that is in the market for mortgages.

Beat the major bank and some cash back option on closing

After a big debacle with a major bank we found Breezeful online. Ade and Samson were super helpful. Between emails and text messages they got us the information we needed, within the timeframes required.

They found us a lender with a price that beat the major bank and some cash back option on closing. We also received a super thoughtful welcome home package.

Felt taken care of by the folks at Breezeful

Breezeful is amazing! I dealt with Ade and Samson, both of whom were knowledgeable, patient, and caring as we went along.

My girlfriend and I were first time home buyers and we really felt taken care of by the folks at Breezeful compared to the other options we were shopping around with. I'd recommend them to anyone who's looking for a new home!

Breezeful in the media

Why choose Breezeful?

We take the hassle out of finding a mortgage using technology and expert advice.

Get approved anytime, anywhere
Flexible qualifications
Single credit check
Unbiased mortgage advice
Multiple mortgage options

Traditional Banks

In-person, during the workday
Strict qualifications
Numerous credit checks
Biased advice and terms
Only one option

Secure your dream home

Apply Now

How it works?

It only takes a few minutes to get started.

Breezeful is an online mortgage broker. We're licensed across Canada with access to the most competitive rates.

We can help you with:

New purchases
Refinancing
Renewals
Home Equity Line of Credit (HELOC)
Self-Employed
Property Investments
Second Mortgages: Vacation or Second Home
Purchase Plus Improvement

And more regardless of your financial situation.

We learn about you.

Whether you're buying or refinancing, we'll ask you to complete our simple prequalification form so we can understand your specific needs and circumstances. You can do it online in just 5 minutes. We guarantee your information will be kept private at all times.

We negotiate on your behalf.

You'll be matched with a dedicated online mortgage expert who will provide unbiased advice and negotiate with lenders using a single credit report. Once we've made our recommendation, and you have accepted, we'll support your solicitors and help close the deal.

We provide ongoing support.

Even once your mortgage is signed and paperwork is complete, we are here if you need any advice on closing details and future referral needs.

How can we help?

FAQ

A mortgage broker is a licensed professional that can help you find a mortgage that suits your financial situation. Brokers work with a variety of lenders to find loans for clients, but do not lend out money directly. The lender could be a mortgage bank, which specializes in mortgages; it could be a large commercial bank, a community bank or a credit union.

Mortgage specialists are employed by commercial banks who work with customers to select from a bank's mortgage offerings. They process mortgage applications and guide customers through the process.

Unlike mortgage specialist at banks who only promote their mortgage products, mortgage brokers act as middlemen between you and the lenders, negotiating the best mortgage on your behalf. Their independence and relationships with many lenders let agents work in an unbiased fashion.

Brokers provide their service free of charge to customers and earn a finders fee from lenders for bringing them new business.

Due to agents having relationships with multiple lenders, brokers can scan through a number of the mortgage products offered by the lenders to find customers the rate that suits their financial situation.

Canadian Mortgage Broker