mortgage living room

An online mortgage broker

Get the best mortgage

We'll search over 30 lenders to get you the most competitive rate.

Available in Canada and U.S.
2 minute application
Trusted reviews

Read what people say about us

Richard Y.
Better than going through big banks!

I was very impressed with the service that Breezeful provided. As a software engineer with a great credit score (750+) and income, it didn’t make sense to go with my current bank and their high rates. It was so quick and easy. I would definitely recommend it. Breezeful got me pre-approved with a much lower interest rate, saving hundreds. Thank you so much :)

Sarah M.
First-time buyer here, could not be happier with the service

As a first-time buyer and someone who knew almost nothing about real estate and mortgages, I was nervous to start the process. The Breezeful team was fantastic from the application to the approval of my mortgage. They kept me up to date and explained everything. I will definitely recommend them to all who are looking to secure a mortgage online.

Margaret L.
Helpful for those in tough situations, like bad credit

My husband and I had been rejected for a mortgage a few years ago due to bad credit. We tried Breezeful given the number of lenders they could work with given our situation. Had we not gone with Breezeful, we may have applied with another bank and got rejected again! Thank you Breezeful (and Jarred) for fulfilling our dream of owning a home.

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How it works

We are here to help you obtain mortgage financing regardless of your financial situation.

It only takes a few minutes to get started!


We learn about you.

Whether you’re buying or refinancing, we’ll ask you to complete our simple prequalification form so we can understand your specific needs and circumstances. You can do it online in just 5 minutes. We guarantee your information will be kept private at all times.

We negotiate on your behalf.

You'll be matched with a dedicated online mortgage expert who will provide unbiased advice and negotiate with lenders using a single credit report. Once we’ve made our recommendation, and you have accepted, we’ll support your solicitors and help close the deal.

We provide ongoing support.

Even once your mortgage is signed and paperwork is complete, we are here if you need any advice on closing details and future referral needs.

Hurry and secure your dream home

Who do we help?

We help anyone regardless of their financial situation and background.


Have a business or side gigs such as Uber and Airbnb? We got you covered.

New To Canada

Immigrated or relocated to Canada within the last few years? We’ll help you get settled.

How can we help?


What is a mortgage broker?

A mortgage broker is a licensed professional that can help you find a mortgage that suits your financial situation. Brokers work with a variety of lenders to find loans for clients, but do not lend out money directly. The lender could be a mortgage bank, which specializes in mortgages; it could be a large commercial bank, a community bank or a credit union.

What’s the difference between a mortgage specialist and a mortgage broker?

Mortgage specialists are employed by commercial banks such as TD and RBC who work with customers to select from a bank’s mortgage offerings. They process mortgage applications and guide customers through the process.

Unlike mortgage specialist at banks who only promote their mortgage products, mortgage brokers act as middlemen between you and the lenders, negotiating the best mortgage on your behalf. Their independence and relationships with many lenders let agents work in an unbiased fashion.

Do mortgage brokers charge?

Brokers provide their service free of charge to customers and earn a finders fee from lenders for bringing them new business.

Do mortgage brokers get better rates?

Due to agents having relationships with multiple lenders, brokers can scan through a number of the mortgage products offered by the lenders to find customers the rate that suits their financial situation.

Why choose Breezeful?

We take the hassle out of finding a mortgage using technology and expert advice.

mortgage brokers
  • Get approved anytime, anywhere
  • Flexible qualifications
  • Single credit check
  • Unbiased mortgage advice
  • Multiple mortgage options

Traditional Banks

  • In-person, during the workday
  • Strict qualifications
  • Numerous credit checks
  • Biased advice and terms
  • Only one option

Find out which partner broker you'll be matched with today