Halifax mortgage rates

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Find the best mortgage rate in Halifax. Online Halifax brokers like Breezeful are your best source for the most competitive rates. We can answer your questions and provide you with an overview of the rates and options offered by lenders and banks in Halifax, Nova Scotia and across Canada.

Halifax, Nova Scotia is the perfect place to call home. 297,943 people currently live in single family homes, condos and townhouses in this lively Canadian city, and an increasing number are relying on local mortgage brokers to discover the best rates and lenders for their home-buying needs. Real estate is spread across 5490 square kilometers, alongside many popular arts, culture and recreation facilities.

Mortgage Types in Halifax

If it’s your first time buying or refinancing a home, you might be wondering which type of mortgage you should go for:

More about Nova Scotia Rates and Mortgages

Mortgage brokers in Nova Scotia are licensed under Service Nova Scotia, under the Mortgage Brokers and Lenders Registration Act. This licensing is meant to regulate the information available to borrowers on both a transactional and annual basis, to limit the levying of pre-payment penalties, and to protect the borrower’s right to refinance. Mortgage brokers must renew their license each year, with an annual fee due to the Ministry of Finance.

Despite being one of the smallest provinces, Nova Scotia is also one of the most population dense. This Atlantic province is known for stunning coastlines, puffins, and delicious seafood. Just under a million Canadians call this maritime province home, with about 400,000 living in the provincial capital of Halifax. Other top towns include Truro, Cape Breton and Amherst. Like other eastern provinces, the economy is resource-based with many Nova Scotians working in fishing, mining, agriculture and forestry.

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