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Find the best mortgage rate in St.-John's. Online St.-John's brokers like Breezeful are your best source for the most competitive rates. We can answer your questions and provide you with an overview of the rates and options offered by lenders and banks in St.-John's, Newfoundland and across Canada.
St.-John's, Newfoundland is the perfect place to call home. 108,860 people currently live in single family homes, condos and townhouses in this lively Canadian city, and an increasing number are relying on local mortgage brokers to discover the best rates and lenders for their home-buying needs. Real estate is spread across 445.88 square kilometers, alongside many popular arts, culture and recreation facilities.
If it’s your first time buying or refinancing a home, you might be wondering which type of mortgage you should go for:
Mortgage brokers in Newfoundland are licensed under the Mortgage Brokers Act, which both registers brokers and limits the amount that can be charged by lenders and brokers. This licensing is meant to protect the rights of borrowers and to foster a sustainable and thriving mortgage industry in Newfoundland. Licensing is administered and maintained by Services NL.
Newfoundland and Labrador is the most Eastern province in Canada. About 90% of the province’s population lives on Newfoundland, the island side, while 10% are based on mainland Labrador. Unsurprisingly, fishing is one of the top industries in this Atlantic province. Just over half a million Canadians call the maritime province home, with many based in it’s provincial capital, St. John’s. Other top towns include Corner Brook, Mount Pearl, Gander and Paradise. Gros Morne National Park attracts tourists from near and far to Newfoundland; the stunning landscape of fjords, cliffs and waterfalls took over 485 million years to form and earned it UNESCO World Heritage status.