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California Home Loans

Mortgages in California

Compare home loan options from top lenders in California through Breezeful's online marketplace.

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California

California's mortgage industry is regulated by the Department of Financial Protection and Innovation (DFPI). Given the size and complexity of the state's real estate market, California has some of the most comprehensive consumer protection laws for mortgage borrowers in the nation.

With nearly 40 million residents, California is the most populous state in the U.S. Major metro areas like Los Angeles, San Francisco, San Diego, and Sacramento have some of the highest home prices in the country, making mortgage shopping and rate comparison especially important for California homebuyers.

Frequently Asked Questions

An FHA loan is a mortgage that is insured by the government and requires a lower than usual minimum down payment or credit score. It's typically meant for low to moderate household incomes and first-time homebuyers

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