Texas Home Loans
Mortgages in Texas
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Texas' mortgage industry is regulated by the Department of Savings and Mortgage Lending. Given the size and scale of the Texas real estate market, the state has comprehensive licensing and consumer protection requirements for mortgage professionals.
With over 29 million residents, Texas is the second most populous state. Major metro areas include Houston, Dallas-Fort Worth, San Antonio, and Austin. The state's strong job growth, no state income tax, and diverse economy continue to drive one of the most active housing markets in the nation.
Frequently Asked Questions
An FHA loan is a mortgage that is insured by the government and requires a lower than usual minimum down payment or credit score. It's typically meant for low to moderate household incomes and first-time homebuyers
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