Mortgage Pre-Approval
Know Your Budget Before You Start Looking
Tom handles the rate shopping and paperwork so you can focus on finding the right home — with a locked-in rate from 30+ lenders behind you.
Apply NowHow Tom Helps You
House hunting without a pre-approval is like bidding at an auction without knowing your limit. Tom makes sure you walk into every showing with confidence — knowing exactly what you qualify for and at what rate.
Instead of visiting individual banks and repeating the same conversation, you submit one application through Tom. From there, Tom compares your profile against 30+ lenders to find the rate and terms that fit your situation — whether you’re salaried, self-employed, or have a non-traditional income.
Tom also reviews your full financial picture before submitting anything. If there are ways to strengthen your application — like adjusting your down payment strategy or addressing a credit item — you’ll know before a lender sees your file, not after.
What to Expect
- Apply online — Fill out a quick application with your income, debts, and property goals
- Tom reviews your file — Your financials are reviewed and any gaps are flagged before submission
- Rate comparison across 30+ lenders — Tom shops for the best rate and terms for your profile
- Pre-approval letter issued — You get a letter confirming your borrowing power and locked-in rate
- Ongoing support — Tom stays with you through the home search and handles final approval when you’re ready
Frequently Asked Questions
Related Services
Get Pre-Approved with Tom
One application. 30+ lenders. Tom finds the best rate for your situation.
Apply Now