Mortgage Pre-Approval

Know Your Budget Before You Start Looking

Monique handles the rate shopping and paperwork so you can focus on finding the right home — with a locked-in rate from 30+ lenders behind you.

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How Monique Helps You

House hunting without a pre-approval is like bidding at an auction without knowing your limit. Monique makes sure you walk into every showing with confidence — knowing exactly what you qualify for and at what rate.

Instead of visiting individual banks and repeating the same conversation, you submit one application through Monique. From there, Monique compares your profile against 30+ lenders to find the rate and terms that fit your situation — whether you’re salaried, self-employed, or have a non-traditional income.

Monique also reviews your full financial picture before submitting anything. If there are ways to strengthen your application — like adjusting your down payment strategy or addressing a credit item — you’ll know before a lender sees your file, not after.

What to Expect

  • Apply online — Fill out a quick application with your income, debts, and property goals
  • Monique reviews your file — Your financials are reviewed and any gaps are flagged before submission
  • Rate comparison across 30+ lendersMonique shops for the best rate and terms for your profile
  • Pre-approval letter issued — You get a letter confirming your borrowing power and locked-in rate
  • Ongoing supportMonique stays with you through the home search and handles final approval when you’re ready

Frequently Asked Questions

Once you submit your application and documents, Monique typically has your pre-approval ready within 24 to 48 hours. If your situation is straightforward and everything is in order, it can happen even sooner.

Get Pre-Approved with Monique

One application. 30+ lenders. Monique finds the best rate for your situation.

Apply Now