Mortgage Renewal
Don’t Just Sign the Renewal Letter
Your lender’s first offer is rarely their best. Jean-luc compares it against 30+ alternatives so you keep more money in your pocket for the next term.
Apply NowHow Jean-luc Helps You
Most homeowners receive a renewal letter from their lender, sign it, and move on. That convenience comes at a cost — lenders know that most people won’t shop around, so the initial renewal offer is almost never the best rate available.
Jean-luc takes your renewal offer and benchmarks it against what 30+ lenders are currently offering. Even a small rate difference — a quarter of a percent — can save thousands over a five-year term. And if your current lender is still the best option, Jean-luc will tell you that too.
If switching lenders turns out to be the better move, Jean-luc handles the entire process — from application to lender conditions to coordinating with lawyers. Many lenders cover transfer and legal costs for new clients, so switching is often free.
What to Expect
- Review your renewal offer — Jean-luc analyzes the rate and terms your current lender is offering
- Market comparison — Your renewal is compared against 30+ lenders to find the best available option
- Clear recommendation — Jean-luc tells you whether to stay, negotiate, or switch — with the numbers behind it
- Seamless transition — If switching, Jean-luc coordinates the transfer so nothing falls through the cracks
Frequently Asked Questions
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Renew Smarter with Jean-luc
Don’t leave money on the table. Let Jean-luc find the best rate for your next term.
Apply Now