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They guided us through every step of the process, answered every question we had in a very timely manner, and provided us with a lender with a very low interest rate with the possibility of options. I was so impressed with their speed and attentiveness. 100% we would recommend and have to anyone we know that is in the market for mortgages.
After a big debacle with a major bank we found Breezeful online. Ade and Samson were super helpful. Between emails and text messages they got us the information we needed, within the timeframes required. They found us a lender with a price that beat the major bank and some cash back option on closing. We also received a super thoughtful welcome home package.
Breezeful is amazing! I dealt with Ade and Samson, both of whom were knowledgeable, patient, and caring as we went along. My girlfriend & I were first time home buyers and we really felt taken care of by the folks at Breezeful compared to the other options we were shopping around with. I'd recommend them to anyone who's looking for a new home!
We are here to help you obtain mortgage financing regardless of your financial situation.
It only takes a few minutes to get started!
We learn about you.
Whether you’re buying or refinancing, we’ll ask you to complete our simple prequalification form so we can understand your specific needs and circumstances. You can do it online in just 5 minutes. We guarantee your information will be kept private at all times.
We negotiate on your behalf.
You'll be matched with a dedicated online mortgage expert who will provide unbiased advice and negotiate with lenders using a single credit report. Once we’ve made our recommendation, and you have accepted, we’ll support your solicitors and help close the deal.
We provide ongoing support.
Even once your mortgage is signed and paperwork is complete, we are here if you need any advice on closing details and future referral needs.
Who do we help?
Have a business or side gigs such as Uber and Airbnb? We got you covered.
New To Canada
Immigrated or relocated to Canada within the last few years? We’ll help you get settled.
How can we help?
What is a mortgage broker?
A mortgage broker is a licensed professional that can help you find a mortgage that suits your financial situation. Brokers work with a variety of lenders to find loans for clients, but do not lend out money directly. The lender could be a mortgage bank, which specializes in mortgages; it could be a large commercial bank, a community bank or a credit union.
What’s the difference between a mortgage specialist and a mortgage broker?
Mortgage specialists are employed by commercial banks such as TD and RBC who work with customers to select from a bank’s mortgage offerings. They process mortgage applications and guide customers through the process.
Unlike mortgage specialist at banks who only promote their mortgage products, mortgage brokers act as middlemen between you and the lenders, negotiating the best mortgage on your behalf. Their independence and relationships with many lenders let agents work in an unbiased fashion.
Do mortgage brokers charge?
Brokers provide their service free of charge to customers and earn a finders fee from lenders for bringing them new business.
Do mortgage brokers get better rates?
Due to agents having relationships with multiple lenders, brokers can scan through a number of the mortgage products offered by the lenders to find customers the rate that suits their financial situation.
Is Breezeful a mortgage broker?
No, Breezeful is not a broker. We aggregate data on dozens of lenders across Canada using AI to find the mortgage that's right for you. A partnered mortgage expert determines the suitability and finalizes the mortgage for you.
Why choose Breezeful?